/* FONTES LOCAIS (Outfit e DM Sans, SIL OFL 1.1, subset latin) — antes vinham do Google Fonts por <link> bloqueante */
@font-face{font-family:'Outfit';font-style:normal;font-weight:300;font-display:swap;src:url(/fonts/outfit-300.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Outfit';font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/outfit-400.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Outfit';font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/outfit-500.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Outfit';font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/outfit-600.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/dm-sans-400.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/dm-sans-500.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/dm-sans-600.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

:root{
  --bg:#0B0B0C; --surface:#141416; --line:rgba(255,255,255,.1);
  --fg:#F4F2ED; --muted:#A3A19B; --dim:#6B6A66; --soft:#D9D7D1;
  --acc:#2A5BE8; --acc-d:#14337F; --acc-l:#6B93FF; --acc-tint:#DCE6FF;
  --paper:#F4F2ED; --ink:#0F0F10; --ink-2:#5C5B57; --paper-2:#E9E6DF; --line-ink:rgba(0,0,0,.14);
  --gx:72px; --sec:104px; --max:1440px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
html,body{margin:0;background:var(--bg)}
body{font-family:'DM Sans','Helvetica Neue',Arial,sans-serif;color:var(--fg);-webkit-font-smoothing:antialiased;font-size:16px;line-height:1.55;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
h1,h2,h3,h4,p,ul,ol,figure{margin:0}
h1,h2,h3,h4,.d{font-family:'Outfit','Helvetica Neue',Arial,sans-serif;font-weight:500;letter-spacing:-0.025em;line-height:1.05}
h3,h4{font-weight:600}
.k{font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:600;color:var(--muted)}
.dash{display:block;width:36px;height:3px;background:var(--acc)}
.dash.sm{width:28px}
.muted{color:var(--muted)}
.soft{color:var(--soft)}
.wrap{max-width:var(--max);margin:0 auto}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:16px 26px;border-radius:4px;font-weight:600;font-size:15px;line-height:1.2;cursor:pointer;border:0;font-family:inherit;transition:background .15s,border-color .15s,transform .15s}
.btn:active{transform:translateY(1px)}
.btn-acc{background:var(--acc);color:#fff}.btn-acc:hover{background:#2350D0}
.btn-ghost{border:1px solid rgba(255,255,255,.28);color:var(--fg);background:transparent}.btn-ghost:hover{border-color:rgba(255,255,255,.6)}
.btn-ink{background:var(--ink);color:#fff}.btn-ink:hover{background:#26262A}
.btn-white{background:#fff;color:var(--ink)}.btn-white:hover{background:var(--paper-2)}
.btn.sm{padding:12px 20px;font-size:14px}
.wa{width:18px;height:18px;flex:none}
.arrow{display:inline-flex;align-items:center;gap:10px;font-weight:600;color:var(--acc-l)}
.arrow svg{transition:transform .15s}.arrow:hover svg{transform:translateX(3px)}
.light{background:var(--paper);color:var(--ink)}
.light .k{color:var(--ink-2)}.light .muted{color:var(--ink-2)}.light .arrow{color:var(--acc)}
.light .btn-ghost{border-color:rgba(0,0,0,.3);color:var(--ink)}
.photo{position:relative;overflow:hidden;background:#141416 center/cover no-repeat}
.photo::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,11,12,.15),rgba(11,11,12,.45)),linear-gradient(135deg,rgba(20,51,127,.35),rgba(11,11,12,0));mix-blend-mode:multiply}
.photo.plain::before{background:linear-gradient(180deg,rgba(11,11,12,.05),rgba(11,11,12,.25))}
.photo>*{position:relative;z-index:2}
.tag{display:inline-block;background:var(--acc);color:#fff;padding:5px 10px;font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase}
.photo .tag{position:absolute;top:16px;left:16px}

/* NAV */
.top{position:sticky;top:0;z-index:50;background:rgba(11,11,12,.86);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.top .in{display:flex;align-items:center;justify-content:space-between;padding:0 var(--gx);height:88px;max-width:var(--max);margin:0 auto;gap:24px}
.top .logo{display:flex;align-items:center;gap:12px}
.top .logo img{height:36px;width:auto}
.top .logo .mark{height:34px;width:auto;fill:var(--fg);flex:none}
.lockup{display:flex;align-items:center;gap:14px}
.top .links{display:flex;gap:36px;font-size:14px;font-weight:500;color:var(--soft)}
.top .links a:hover,.top .links a[aria-current]{color:#fff}
.top .meta{font-size:14px;color:var(--muted)}
.burger{display:none;background:none;border:0;color:var(--fg);padding:8px;cursor:pointer}
.burger svg{width:26px;height:26px}
.mnav{display:none;position:fixed;inset:88px 0 0 0;background:var(--bg);z-index:49;padding:24px var(--gx);flex-direction:column;gap:6px;border-top:1px solid var(--line)}
.mnav a{padding:16px 0;border-bottom:1px solid var(--line);font-family:'Outfit',sans-serif;font-size:22px}
.mnav .btn{margin-top:20px}
body.menu-open .mnav{display:flex}
body.menu-open{overflow:hidden}

/* HERO */
.hero{min-height:760px;display:flex;align-items:flex-end;padding:120px var(--gx) 88px}
.hero .shade{position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(11,11,12,.92) 0%,rgba(11,11,12,.55) 55%,rgba(11,11,12,.1) 100%)}
.hero .body{display:flex;flex-direction:column;gap:28px;max-width:820px}
.hero h1{font-size:clamp(40px,6vw,84px);line-height:1}
.hero .lead{font-size:19px;color:var(--soft);max-width:560px}
.hero .cta{display:flex;gap:14px;flex-wrap:wrap}
.hero .facts{position:absolute;right:var(--gx);bottom:88px;z-index:2;display:flex;gap:40px;font-size:13px;color:var(--soft)}
.hero.center{align-items:center;padding-top:96px;padding-bottom:96px}
.hero .grid{display:grid;grid-template-columns:7fr 5fr;gap:64px;width:100%;align-items:center}
.hero .grid h1{font-size:clamp(36px,4.8vw,66px);line-height:1.02}
.glass{background:rgba(11,11,12,.72);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border:1px solid var(--line);padding:32px;display:flex;flex-direction:column;gap:20px}
.glass .row{display:grid;grid-template-columns:110px 1fr;gap:16px;align-items:center;padding-top:20px;border-top:1px solid var(--line)}
.num{font-family:'Outfit',sans-serif;font-weight:300;font-size:64px;line-height:1;color:var(--fg)}
.num small{font-size:18px;padding-left:6px;font-weight:400}

/* HOME HERO: símbolo na zona escura (alto, à direita) */
.home-hero{min-height:720px;padding-top:104px;padding-bottom:64px}
.home-hero h1{font-size:clamp(38px,5.4vw,76px)}
.home-hero .body{gap:22px;max-width:860px}
.hero .shield{position:absolute;z-index:1;right:7%;top:9%;width:min(24vw,330px);pointer-events:none;display:flex;flex-direction:column;align-items:center;gap:22px;transform-style:preserve-3d;transform:perspective(900px) rotateX(var(--rx,0deg)) rotateY(var(--ry,0deg));transition:transform .6s cubic-bezier(.16,1,.3,1)}
.hero .shield::before{content:"";position:absolute;inset:-30% -40% 10% -40%;background:radial-gradient(closest-side,rgba(11,11,12,.75),rgba(11,11,12,0));z-index:0}
.hero .shield .sym{position:relative;z-index:1;width:100%;height:auto;display:block;overflow:visible}
.hero .shield .cap{position:relative;z-index:1;display:flex;flex-direction:column;gap:6px;text-align:center;max-width:300px}
.hero .shield .cap p{font-size:14px;line-height:1.5;color:var(--soft)}
.hero .shield-m{display:none}
.hero .quick{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.hero .quick a{display:inline-flex;align-items:center;gap:8px;padding:9px 14px;border:1px solid rgba(255,255,255,.22);border-radius:999px;font-size:13px;font-weight:500;color:var(--soft);background:rgba(11,11,12,.35);backdrop-filter:blur(6px);transition:border-color .2s,color .2s,background .2s}
.hero .quick a:hover{border-color:var(--acc-l);color:#fff;background:rgba(42,91,232,.25)}
.hero .quick a svg{width:13px;height:13px;opacity:.7}

/* SITUAÇÕES */
.sit{display:grid;grid-template-columns:repeat(5,1fr);gap:8px}
.sit .s{background:var(--surface);border:1px solid var(--line);padding:28px 24px 24px;display:flex;flex-direction:column;gap:14px;transition:border-color .3s,transform .4s}
.sit .s:hover{border-color:rgba(107,147,255,.6);transform:translateY(-4px)}
.sit .s h3{font-size:21px;line-height:1.15;min-height:2.3em}
.sit .s p{font-size:14px;flex:1}
.sit .s .links{display:flex;flex-direction:column;gap:10px;padding-top:12px;border-top:1px solid var(--line);font-size:14px}
.sit .wa-link{display:inline-flex;align-items:center;gap:8px;color:var(--soft);font-weight:500}.sit .wa-link:hover{color:#fff}
.sit .wa-link .wa{width:16px;height:16px}

/* PROVAS DO MÉTODO */
.proof{display:flex;flex-direction:column;padding-top:4px}
.proof div{display:grid;grid-template-columns:200px 1fr;gap:16px;padding:14px 0;border-top:1px solid var(--line);font-size:15px}
.proof div:last-child{border-bottom:1px solid var(--line)}
.proof .d{font-weight:600;font-size:16px}

/* FAIXA DE CONFIANÇA */
.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.trust div{display:flex;flex-direction:column;gap:6px;padding:22px 24px;border:1px solid var(--line);font-size:14px;color:var(--muted)}
.trust .d{font-size:20px;color:var(--fg)}
.trust.on-light div{border-color:var(--line-ink);color:var(--ink-2);background:#fff}
.trust.on-light .d{color:var(--ink)}

/* vídeos em loop */
.px video.pxi{position:absolute!important;inset:-14% 0;width:100%;height:128%;object-fit:cover;z-index:0!important;display:block;background:#0B0B0C}
.split .photo video.pxi{inset:-5% 0;height:110%}
@media(prefers-reduced-motion:reduce){.px video.pxi{display:none}}
.photo.tall{min-height:520px}

@media(max-width:720px){.team .tm{aspect-ratio:16/10}}

/* seção do escudo: vídeo menor, emoldurado */
.split.escudo{min-height:0}
.split.escudo .media{display:flex;align-items:center;justify-content:center;padding:72px var(--gx);background:radial-gradient(60% 60% at 50% 50%,#17171a,#0B0B0C)}
.split.escudo .frame{position:relative;width:min(100%,400px);aspect-ratio:1;box-shadow:0 30px 80px rgba(0,0,0,.6);outline:1px solid var(--line)}
.split.escudo .frame .photo{position:absolute;inset:0;min-height:0}
.split.escudo .txt{padding:64px 96px 64px 72px}

/* SECTIONS */
section{position:relative}
.sec{padding:var(--sec) var(--gx)}
.head{display:flex;flex-direction:column;gap:18px}
.head h2{font-size:clamp(34px,4vw,52px)}
.head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:32px}
.split{display:grid;grid-template-columns:1fr 1fr;min-height:640px}
.split .txt{padding:96px;display:flex;flex-direction:column;justify-content:center;gap:26px;border-left:1px solid var(--line)}
.split .txt h2{font-size:clamp(32px,3.4vw,46px)}
.split .txt p{font-size:17px}
.split .photo{min-height:640px}
.split.rev .txt{border-left:0;border-right:1px solid var(--line);padding:96px var(--gx)}
.two{display:grid;grid-template-columns:5fr 7fr;gap:80px}
.two.eq{grid-template-columns:1fr 1fr}
.two.a{grid-template-columns:4fr 8fr;align-items:center}
.two .lead{font-size:17px}

/* ÁREAS mosaic */
.mosaic{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:300px;gap:8px}
.mosaic .cell{padding:32px;display:flex;flex-direction:column;justify-content:space-between;transition:transform .2s}
.mosaic a.cell:hover{transform:translateY(-3px)}
.mosaic .cell h3{font-size:26px;font-weight:600}
.mosaic .cell .t{display:flex;flex-direction:column;gap:10px}
.mosaic .acc{background:var(--acc)}.mosaic .acc .k{color:var(--acc-tint)}.mosaic .acc h3{color:#fff}.mosaic .acc .dash{background:#fff}
.mosaic .paper{background:var(--paper);color:var(--ink)}.mosaic .paper .k{color:var(--ink-2)}
.mosaic .card{background:var(--surface);border:1px solid var(--line)}
.mosaic .span2{grid-column:span 2}
.mosaic .photo .cap{position:absolute;left:32px;bottom:32px;right:32px;display:flex;flex-direction:column;gap:10px}
.mosaic .photo .cap .k{color:var(--soft)}

/* STEPS */
.steps{display:flex;flex-direction:column}
.step{display:grid;grid-template-columns:96px 1fr;gap:24px;padding:30px 0;border-top:1px solid var(--line-ink)}
.step:last-child{border-bottom:1px solid var(--line-ink)}
.step .num{color:var(--acc)}
.step h3{font-size:24px}
.step div{display:flex;flex-direction:column;gap:8px}
.dark .step{border-color:var(--line)}

/* CARDS */
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.cards article{display:flex;flex-direction:column;gap:16px}
.cards .photo{aspect-ratio:4/3;width:100%}
.cards h3{font-size:21px}
.cards a:hover h3{color:var(--acc-l)}.light .cards a:hover h3{color:var(--acc)}
.cards .date{font-size:12px;letter-spacing:.04em;font-weight:500;color:var(--muted)}
.cards.three{grid-template-columns:repeat(3,1fr)}
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.tile{background:#fff;padding:32px;display:flex;flex-direction:column;gap:36px;min-height:240px}
.tile .num{font-size:40px;color:var(--acc)}
.tile h3{font-size:22px}.tile p{font-size:15px}
.tile div{display:flex;flex-direction:column;gap:8px}
.tile.ink{background:var(--ink);color:var(--fg)}.tile.ink .num{color:var(--acc-l)}.tile.ink p{color:var(--muted)}

/* LISTS */
.rows{display:grid;grid-template-columns:1fr 1fr;column-gap:32px;padding-top:12px;font-size:15px}
.rows div{padding:14px 0;border-top:1px solid var(--line)}
.kv{display:flex;flex-direction:column;font-size:15px;padding-top:12px}
.kv div{display:grid;grid-template-columns:120px 1fr;padding:14px 0;border-top:1px solid var(--line);gap:12px}
.kv div:last-child{border-bottom:1px solid var(--line)}
.kv a:hover{color:var(--acc-l)}

/* TEAM */
.team{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.team .p{display:flex;flex-direction:column;gap:10px}
.team .tm{aspect-ratio:4/5;width:100%;margin-bottom:14px;background:#0B0B0C}
.team .sym-card{display:flex;align-items:center;justify-content:center;background:linear-gradient(160deg,#1a1a1d,#0B0B0C)}
.team .sym-card .mark{width:34%;height:auto;fill:rgba(244,242,237,.22)}
.team .sym-card::before{background:none}
.team .p .k{margin-bottom:2px}
.team h3{font-size:clamp(26px,2.6vw,34px)}.team p{font-size:15px}

/* FAQ */
.faq{display:flex;flex-direction:column}
.faq details{border-top:1px solid var(--line-ink)}
.faq details:last-child{border-bottom:1px solid var(--line-ink)}
.faq summary{list-style:none;cursor:pointer;padding:26px 0;display:flex;justify-content:space-between;align-items:center;gap:24px;font-family:'Outfit',sans-serif;font-weight:600;font-size:22px;letter-spacing:-.02em;line-height:1.15}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--acc);font-size:26px;font-weight:300;flex:none;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 0 26px;font-size:15px;max-width:720px}
.dark .faq details{border-color:var(--line)}
.dark .faq summary::after{color:var(--acc-l)}

/* CTA */
.cta-band{background:var(--acc);color:#fff;padding:96px var(--gx);display:grid;grid-template-columns:7fr 5fr;gap:64px;align-items:end;overflow:hidden}
.cta-band .sym{position:absolute;right:26%;top:-100px;width:520px;height:456px;opacity:.14;pointer-events:none}
.cta-band .dash{background:#fff}
.cta-band h2{font-size:clamp(34px,4vw,52px)}
.cta-band p{font-size:17px;color:var(--acc-tint);max-width:520px}
.cta-band .who{display:flex;flex-direction:column;font-size:14px}
.cta-band .who .k{color:var(--acc-tint);padding-bottom:10px}
.cta-band .who div{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-top:1px solid rgba(255,255,255,.3)}
.cta-band .who .d{font-size:18px}

/* FORM */
.card{background:var(--surface);border:1px solid var(--line)}
form.card{padding:40px;display:flex;flex-direction:column;gap:18px}
form .g2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
form label{display:flex;flex-direction:column;gap:8px;font-size:13px;font-weight:600;color:var(--soft)}
form input,form select,form textarea{height:50px;border:1px solid var(--line);background:#0B0B0C;color:var(--fg);padding:0 14px;font:400 15px 'DM Sans',sans-serif;border-radius:0;width:100%}
form textarea{height:120px;padding:12px 14px;resize:vertical}
form input:focus,form select:focus,form textarea:focus{outline:none;border-color:var(--acc-l)}
form .chk{display:flex;flex-direction:row;align-items:flex-start;gap:10px;font-size:13px;color:var(--muted);font-weight:400}
form .chk input{width:16px;height:16px;margin-top:2px;accent-color:var(--acc)}
form .note{font-size:13px;color:var(--dim)}

/* LEAD FORM */
form.lead{position:relative;gap:14px}
form.lead .lf-head{display:flex;flex-direction:column;gap:6px;margin-bottom:6px}
form.lead .lf-head h3{font-size:22px}
form.lead .btn{width:100%}
form.lead select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='none' stroke='%23A3A19B' stroke-width='1.6'%3E%3Cpath d='M4 6l4 4 4-4'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;background-size:14px;padding-right:36px}
form.lead select:invalid{color:var(--muted)}
form.lead .ok{display:flex;flex-direction:column;gap:14px;padding:8px 0}
form.lead .ok h3{font-size:26px}
form.lead .ok .btn{align-self:flex-start}
.lp-hero{padding:88px var(--gx) 72px}
.lp-hero .grid{gap:56px}
.lp-hero .facts span{white-space:nowrap}
@media(max-width:1024px){.lp-hero .grid{grid-template-columns:1fr!important}}
@media(max-width:720px){.lp-hero{padding:48px var(--gx) 40px}form.lead{padding:20px}form.lead .ok .btn{align-self:stretch}}

/* ARTICLE */
.art-hero{padding:96px var(--gx) 72px;display:grid;grid-template-columns:7fr 5fr;gap:64px;align-items:end;border-bottom:1px solid var(--line)}
.art-hero h1{font-size:clamp(34px,4.4vw,60px);line-height:1.04}
.art-hero .lead{font-size:18px;color:var(--soft)}
.art-hero .crumbs{font-size:13px;color:var(--muted);display:flex;gap:8px;flex-wrap:wrap}
.art-hero .crumbs a:hover{color:var(--fg)}
.art-hero .photo{aspect-ratio:5/4;width:100%}
.art{display:grid;grid-template-columns:7fr 4fr;gap:96px;padding:80px var(--gx) 104px}
.prose{display:flex;flex-direction:column;gap:20px;font-size:17px;line-height:1.7;color:var(--soft)}
.prose h2{font-size:clamp(26px,2.6vw,34px);color:var(--fg);padding-top:28px;line-height:1.12}
.prose h2:first-child{padding-top:0}
.prose ul{padding-left:22px;display:flex;flex-direction:column;gap:10px}
.prose li::marker{color:var(--acc-l)}
.prose strong{color:var(--fg)}
.aside{display:flex;flex-direction:column;gap:20px;align-self:start;position:sticky;top:112px}
.aside .card{padding:28px;display:flex;flex-direction:column;gap:16px}
.aside h3{font-size:20px}
.aside ul{list-style:none;padding:0;display:flex;flex-direction:column}
.aside li{padding:12px 0;border-top:1px solid var(--line);font-size:14px}
.aside li:last-child{border-bottom:1px solid var(--line)}
.aside li a:hover{color:var(--acc-l)}
.sources{padding:0 var(--gx) 80px}
.sources .in{border-top:1px solid var(--line);padding-top:32px;display:grid;grid-template-columns:3fr 9fr;gap:40px}
.sources ol{padding-left:20px;display:flex;flex-direction:column;gap:8px;font-size:14px;color:var(--muted)}
.sources li::marker{color:var(--acc-l)}
.related{padding:0 var(--gx) 104px}

/* FOOTER */
footer{padding:64px var(--gx) 36px;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:40px}
footer .cols{display:grid;grid-template-columns:5fr 3fr 2fr 2fr;gap:40px}
footer .col{display:flex;flex-direction:column;gap:8px;font-size:14px}
footer .col .k{margin-bottom:4px}
footer .col a:hover{color:var(--acc-l)}
footer .brand{display:flex;flex-direction:column;gap:18px}
footer .brand img{height:40px;width:auto}
footer .brand .mark{height:38px;width:auto;fill:var(--fg);flex:none}
footer .brand p{font-size:13px;color:var(--muted);max-width:360px}
footer .base{display:flex;justify-content:space-between;gap:24px;font-size:13px;color:var(--dim);padding-top:24px;border-top:1px solid var(--line);flex-wrap:wrap}

/* FLOATING WA */
/* barra fixa de contato (celular) */
.bar{position:fixed;left:0;right:0;bottom:0;z-index:40;display:none;gap:10px;padding:10px var(--gx) calc(10px + env(safe-area-inset-bottom));background:rgba(11,11,12,.92);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-top:1px solid var(--line);transform:translateY(110%);transition:transform .35s var(--ease)}
.bar .btn{flex:1;justify-content:center;padding:14px 12px;font-size:15px;min-height:48px}
.bar .btn-ghost{border-color:rgba(255,255,255,.25)}
body.bar-on .bar{transform:none}
@media(max-width:1024px){.bar{display:flex}body{padding-bottom:0}body.bar-on main{padding-bottom:80px}}
/* alvos de toque */
@media(max-width:1024px){.hero .quick a,.sit .links a,footer .col a,.kv a{min-height:44px;display:inline-flex;align-items:center}}

/* LEGAL / TEXT PAGES */
.text-page{padding:96px var(--gx) 104px;max-width:900px}
.text-page h1{font-size:clamp(34px,4vw,54px);margin-bottom:28px}
.text-page .prose h2{font-size:26px}

/* SEGUROS */
.sit{grid-template-columns:repeat(3,1fr)}
.tools.four{grid-template-columns:repeat(4,1fr)}
.tools.two-up.x3{grid-template-columns:repeat(3,1fr);max-width:none}
html.js #analise.wait{display:none}
form.lead input[type=file]{height:auto;padding:12px 14px;font-size:14px;color:var(--muted);cursor:pointer}
form.lead input[type=file]::file-selector-button{font:600 13px 'DM Sans',sans-serif;color:var(--fg);background:transparent;border:1px solid rgba(255,255,255,.28);border-radius:4px;padding:8px 14px;margin-right:12px;cursor:pointer}
form.lead input[type=file]::file-selector-button:hover{border-color:rgba(255,255,255,.6)}
.tipos{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.tipos .card{padding:28px 26px;display:flex;flex-direction:column;gap:10px}
.tipos h3{font-size:21px;line-height:1.15}
.tipos p{font-size:15px}
.bancos{display:grid;grid-template-columns:1fr 1fr;gap:8px;max-width:980px}
.bancos .card{padding:28px 26px;display:flex;flex-direction:column;gap:14px}
.bancos ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column}
.bancos li{padding:10px 0;border-top:1px solid var(--line);font-size:15px}
.bancos li:last-child{border-bottom:1px solid var(--line)}
.bancos p{font-size:14px}
.sec>.obs{padding:16px 20px;border-left:3px solid var(--acc);background:rgba(42,91,232,.12);font-size:15px;color:var(--soft);margin:0}
.prose.on-light{color:var(--ink-2)}
.prose.on-light strong{color:var(--ink)}
.link-card{display:flex;flex-direction:column;gap:12px;padding:32px;max-width:980px;color:var(--fg);transition:border-color .3s}
.link-card:hover{border-color:var(--acc-l)}
.link-card h3{font-size:clamp(22px,2.4vw,28px);line-height:1.15}
.link-card p{font-size:15px}
.calc-out .obs a{color:var(--acc-l)}
@media(max-width:1024px){.tools.four{grid-template-columns:1fr 1fr}.tipos{grid-template-columns:1fr 1fr}.tools.two-up.x3{grid-template-columns:1fr 1fr}}
@media(max-width:720px){.tools.four,.tipos,.bancos,.tools.two-up.x3{grid-template-columns:1fr}.link-card{padding:24px}}

/* RESPONSIVE */
@media(max-width:1200px){:root{--gx:48px;--sec:88px}.split .txt{padding:72px 56px}.two{gap:56px}.art{gap:56px}}
@media(max-width:1024px){
  .top .links,.top .meta{display:none}.burger{display:inline-flex}
  .hero{min-height:640px;padding:96px var(--gx) 72px}.hero .facts{position:static;flex-wrap:wrap;gap:20px;margin-top:28px}
  .hero .grid{grid-template-columns:1fr;gap:36px}
  .split,.two,.two.eq,.two.a,.art-hero,.cta-band,.art{grid-template-columns:1fr}
  .split .photo{min-height:360px;order:-1}.split .txt{border:0;padding:64px 0 0}.split.rev .txt{border:0;padding:64px 0 0}
  .split.escudo .media{order:-1;padding:48px 0 0}.split.escudo .frame{width:min(100%,320px)}.split.escudo .txt{padding:48px 0 0}
  .split{padding:0 var(--gx) var(--sec);gap:0}
  .mosaic{grid-template-columns:repeat(2,1fr);grid-auto-rows:240px}
  .cards,.cards.three{grid-template-columns:repeat(2,1fr)}.tiles{grid-template-columns:repeat(2,1fr)}.sit{grid-template-columns:repeat(2,1fr)}.trust{grid-template-columns:repeat(2,1fr)}.hero .shield{right:4%;top:6%;width:min(26vw,250px);gap:14px}.hero .shield .cap p{font-size:13px}
  .aside{position:static}.sources .in{grid-template-columns:1fr;gap:16px}
  footer .cols{grid-template-columns:1fr 1fr}
}
@media(max-width:720px){
  :root{--gx:20px;--sec:64px}
  .top .in{height:72px}.top .logo img{height:30px}.mnav{inset:72px 0 0 0}
  .hero{min-height:0;padding:72px var(--gx) 56px;flex-direction:column;align-items:stretch}.hero .body{gap:20px}.hero .facts{flex-direction:row;gap:14px 20px}.hero .lead{font-size:17px}.hero .cta{flex-direction:column}.hero .cta .btn{width:100%}
  .glass{padding:24px}.glass .row{grid-template-columns:84px 1fr}.num{font-size:48px}
  .head-row{flex-direction:column;align-items:flex-start;gap:20px}
  .mosaic{grid-template-columns:1fr;grid-auto-rows:170px;gap:6px}.mosaic .cell{padding:22px}.mosaic .cell h3{font-size:21px}.mosaic .span2{grid-column:span 1}.mosaic .photo:not(.span2){display:none}.mosaic .photo .cap{left:22px;bottom:22px;right:22px}.mosaic .photo .cap h3{font-size:21px!important}
  .top .in>div>.btn.sm{display:none}
  .step{grid-template-columns:64px 1fr;gap:14px;padding:22px 0}.step .num{font-size:40px}.step h3{font-size:20px}
  .cards,.cards.three,.tiles,.team,.rows,.sit,.trust{grid-template-columns:1fr}.tile{min-height:0;gap:24px}.sit .s h3{min-height:0}.proof div{grid-template-columns:1fr;gap:4px}.hero .quick a{font-size:12px;padding:8px 12px}.hero .shield-m{display:flex;align-items:flex-start;gap:12px;font-size:14px;color:var(--soft);padding:14px 16px;border:1px solid var(--line);background:rgba(11,11,12,.45)}.hero .shield-m .mark{width:34px;height:auto;fill:var(--fg);flex:none;margin-top:2px}.hero .shield-m b{color:var(--fg);font-weight:600}
  .kv div{grid-template-columns:100px 1fr}
  .faq summary{font-size:18px;padding:20px 0}
  .cta-band{padding:64px var(--gx)}.cta-band .btn{width:100%}
  form.card{padding:24px}form .g2{grid-template-columns:1fr}form .g2.mesano{grid-template-columns:1fr 1fr}
  .art-hero{padding:56px var(--gx) 48px;gap:32px}.art{padding:48px var(--gx) 64px}.prose{font-size:16px}
  footer{padding:48px var(--gx) 28px}footer .cols{grid-template-columns:1fr;gap:28px}footer .base{flex-direction:column;gap:8px}
  .text-page{padding:56px var(--gx) 72px}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto}}

/* CALCULADORA */
form.calc{gap:16px}
form.calc .btn{width:100%}
.calc-out{display:none;background:var(--surface);border:1px solid var(--line);padding:40px;flex-direction:column;gap:22px;max-width:980px}
.calc-out.on{display:flex}
.calc-out .res-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.calc-out .res-grid>div{display:flex;flex-direction:column;gap:8px}
.calc-out .big{font-family:'Outfit',sans-serif;font-weight:500;font-size:clamp(34px,4vw,48px);line-height:1;color:var(--fg)}
.calc-out .big small{font-size:16px;font-weight:400;color:var(--muted)}
.calc-out .sem{display:flex;gap:16px;align-items:flex-start;padding:22px 24px;border:1px solid var(--line);background:#0B0B0C}
.calc-out .sem .dot{flex:none;width:14px;height:14px;border-radius:50%;margin-top:5px;box-shadow:0 0 0 4px rgba(255,255,255,.06)}
.calc-out .sem b{display:block;font-family:'Outfit',sans-serif;font-size:20px;margin-bottom:6px}
.calc-out .sem p{color:var(--soft);font-size:15px;margin:0}
.calc-out .r1 .dot{background:#4CC38A}.calc-out .r2 .dot{background:#F2B544}.calc-out .r3 .dot{background:#FF6B57}
.calc-out .r3{border-color:rgba(255,107,87,.5)}.calc-out .r2{border-color:rgba(242,181,68,.5)}
.calc-out .res-list{display:grid;grid-template-columns:1fr 1fr;gap:0 32px}
.calc-out .res-list div{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-top:1px solid var(--line);font-size:15px;color:var(--muted)}
.calc-out .res-list b{color:var(--fg);font-weight:500}
.calc-out .obs{padding:14px 18px;border-left:3px solid var(--acc);background:rgba(42,91,232,.12);font-size:15px;color:var(--soft);margin:0}
.calc-out .warn{color:#FF6B57;margin:0}
.calc-out .note{font-size:13px;color:var(--dim);margin:0}
.calc-out .btn{align-self:flex-start}
@media(max-width:800px){.calc-out{padding:24px}.calc-out .res-grid,.calc-out .res-list{grid-template-columns:1fr}.calc-out .btn{align-self:stretch}}
form.calc details.adv{border-top:1px solid var(--line);padding-top:14px}
form.calc details.adv summary{cursor:pointer;font-size:13px;font-weight:600;color:var(--acc-l);list-style:none;display:flex;align-items:center;gap:8px}
form.calc details.adv summary::-webkit-details-marker{display:none}
form.calc details.adv summary::before{content:"+";font-size:18px;font-weight:300;line-height:1}
form.calc details.adv[open] summary::before{content:"–"}

/* FERRAMENTAS */
.tools{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.tools.two-up{grid-template-columns:repeat(2,1fr);max-width:980px}
.tool{display:flex;flex-direction:column;gap:14px;padding:30px 26px 26px;background:var(--surface);border:1px solid var(--line);color:var(--fg);transition:border-color .3s,transform .4s}
.tool:hover{border-color:var(--acc-l);transform:translateY(-3px)}
.tool h3{font-size:24px;line-height:1.15;letter-spacing:-.02em}
.tool.big h3{font-size:clamp(24px,2.2vw,30px)}
.tool p{font-size:15px;flex:1}.tool p.muted{color:var(--soft)}.light .tool p.muted{color:var(--ink-2)}
.tool .arrow{font-size:15px}
.sec.cross{padding-top:0}
.light .tool{background:#fff;border-color:var(--line-ink);color:var(--ink)}
/* resultado em 3 cenários */
.calc-out .res-grid.three{grid-template-columns:repeat(3,1fr);gap:20px}
.calc-out .sc{padding:22px 20px;border:1px solid var(--line);border-top:3px solid var(--line)}
.calc-out .sc.sA{border-top-color:#E8553F}.calc-out .sc.sB{border-top-color:#4F7BF0}
.calc-out .sc .big{font-size:clamp(30px,3vw,40px)}
/* gráfico */
.chart{display:flex;flex-direction:column;gap:12px}
.chart svg{width:100%;height:auto;display:block;font:12px 'DM Sans',sans-serif}
.chart .grid line{stroke:rgba(255,255,255,.08);stroke-width:1}
.chart .grid text,.chart .xt text{fill:var(--muted)}
.chart .cap{stroke:rgba(255,255,255,.35);stroke-dasharray:4 4;stroke-width:1}
.chart .capt{fill:var(--muted);font-size:11px}
.chart path{fill:none;stroke-width:2.5;stroke-linejoin:round;stroke-linecap:round}
.chart path.sA,.chart circle.sA{stroke:#E8553F;fill:none}.chart circle.sA{fill:#E8553F;stroke:var(--surface);stroke-width:2}
.chart path.sB,.chart circle.sB{stroke:#4F7BF0;fill:none}.chart circle.sB{fill:#4F7BF0;stroke:var(--surface);stroke-width:2}
.chart .legend{display:flex;gap:22px;flex-wrap:wrap;font-size:13px;color:var(--soft)}
.chart .legend i{display:inline-block;width:14px;height:3px;border-radius:2px;margin-right:8px;vertical-align:middle}
.chart .legend .sA{background:#E8553F}.chart .legend .sB{background:#4F7BF0}
/* barras de comprometimento */
.bars{display:flex;flex-direction:column;gap:10px}
.bars div{display:grid;grid-template-columns:260px 1fr 56px;gap:14px;align-items:center;font-size:14px;color:var(--soft)}
.bars i{display:block;height:10px;background:var(--acc);border-radius:2px;min-width:2px}
.bars b{text-align:right;color:var(--fg);font-weight:500}
@media(max-width:1024px){.tools{grid-template-columns:1fr 1fr}}
@media(max-width:720px){.tools,.tools.two-up{grid-template-columns:1fr}.calc-out .res-grid.three{grid-template-columns:1fr}.bars div{grid-template-columns:1fr 56px}.bars div span{grid-column:1/-1}}

/* erros inline do formulário */
form.lead label small{font-weight:400;font-size:12px}
form.lead .err{display:none;font-size:13px;color:#F0A08C;margin-top:6px}
form.lead label.bad .err{display:block}
form.lead label.bad input,form.lead label.bad select,form.lead label.bad textarea{border-color:#E8553F}

/* FASE 2 */
/* imagens: no celular usa a variante -m (800px) declarada em --bgm-j/--bgm-s pelo helper bgImg() do build.js */
@media(max-width:800px){
  [style*="--bgm-j:"]{background-image:var(--bgm-j)!important}
  @supports(background-image:image-set(url("a.avif") type("image/avif"))){[style*="--bgm-s:"]{background-image:var(--bgm-s)!important}}
}
/* home: cartões de ferramentas (acompanha o nº de itens de TOOLS) */
.tools.home{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.light .tools.home .tool .arrow{color:var(--acc)}
/* formulário curto (pilares, áreas, landing) */
.lead-band{border-top:1px solid var(--line)}
.lead-band .head h2{font-size:clamp(30px,3.4vw,44px)}
@media(max-width:720px){.lead-band{padding-top:48px}}
/* alvos de toque ≥ 44px (complementa a regra "alvos de toque" acima) */
@media(max-width:1024px){
  .arrow,.aside li a,.art-hero .crumbs a,.btn.sm,.burger,.wa-link,.sit .links a,.hero .quick a,footer .col a,.kv a,.mnav a,.cta-band .who a,.related h3 a,.cards h3 a{min-height:44px}
  .arrow,.aside li a,.art-hero .crumbs a,.wa-link,footer .col a,.kv a,.cards h3 a,.related h3 a{display:inline-flex;align-items:center}
  .top .logo{min-height:44px}
  .aside li{padding:4px 0}.aside li a{width:100%}
  .art-hero .crumbs{align-items:center}
  footer .col{gap:0}footer .col .k{margin-bottom:8px}
  .kv div{align-items:center}
  .hero .quick{gap:6px}
  .sit .s .links{gap:2px}
}
/* celular: home mais curta (meta ≤ 8.000px no iPhone 13) — só espaçamento e disposição, sem cortar conteúdo */
@media(max-width:720px){
  :root{--sec:48px}
  .sec[style*="gap:48px"]{gap:28px!important}
  .two{gap:28px}
  .head h2{font-size:30px}.home-contato h2{font-size:30px!important}.head .lead,.two .lead{font-size:16px}
  .hero.home-hero{padding-top:56px;padding-bottom:44px}
  .hero .quick{gap:4px 6px}.hero.home-hero .lead{font-size:16px}
  /* situações: cartões compactos, links lado a lado */
  .sit .s{padding:18px 16px 12px;gap:8px}
  .sit .s h3{font-size:19px}.sit .s p{font-size:14px}
  .sit .s .links{flex-direction:row;flex-wrap:wrap;justify-content:space-between;gap:0 12px;padding-top:6px;font-size:13px}
  /* passos e faixa de confiança em linhas */
  .step{padding:16px 0;grid-template-columns:48px 1fr;gap:12px}.step .num{font-size:32px}.step h3{font-size:19px}.step p{font-size:14px}
  .trust{gap:0}.trust div,.trust.on-light div{flex-direction:row;flex-wrap:wrap;align-items:baseline;gap:4px 10px;padding:11px 0;border:0;border-top:1px solid var(--line-ink);background:transparent;font-size:13px}
  .trust div:last-child,.trust.on-light div:last-child{border-bottom:1px solid var(--line-ink)}.trust .d{font-size:16px}
  .team{gap:8px}.team .p{gap:4px}.team h3{font-size:24px}.team .p .muted{font-size:14px}
  /* ferramentas: cartão enxuto (o título já é a pergunta; a descrição fica no hub) */
  .tools.home{gap:8px}.tools.home .tool{padding:18px 16px 14px;gap:8px}.tools.home .tool h3{font-size:20px}.tools.home .tool p{display:none}
  /* conteúdos: lista com miniatura */
  .home-conteudos .cards{gap:10px}
  .home-conteudos .cards article{display:grid;grid-template-columns:104px 1fr;grid-template-rows:auto auto;gap:4px 14px;align-items:center}
  .home-conteudos .cards article>a:first-child{grid-row:1/3}
  .home-conteudos .cards .photo{aspect-ratio:1}.home-conteudos .cards .tag{display:none}
  .home-conteudos .cards h3{font-size:17px;align-self:end}.home-conteudos .cards .date{align-self:start}
  /* contato da home: os dados (WhatsApp, telefone, endereço) já estão no rodapé logo abaixo */
  .home-contato .kv{display:none}
  .home-contato textarea{height:88px}
  form.lead input,form.lead select,#form-contato input,#form-contato select{height:46px}
  .faq summary{padding:16px 0}.faq details p{padding-bottom:20px}
  /* rodapé em duas colunas */
  footer{padding:40px var(--gx) 24px;gap:28px}
  footer .cols{grid-template-columns:1fr 1fr;gap:20px 16px}footer .brand p{font-size:12px}
  footer .col a,footer .col span{overflow-wrap:anywhere}
}

/* HERO EM ETAPAS */
.home-hero{align-items:center;padding:96px var(--gx) 80px;min-height:720px}
.home-hero .hero-grid{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:64px;align-items:center;width:100%;margin:0 auto}
.home-hero .hero-grid .txt{display:flex;flex-direction:column;gap:28px;max-width:720px}
.hero .body.hero-grid{max-width:calc(var(--max) - 2*var(--gx))}
form.qual{padding:28px;background:rgba(11,11,12,.72);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);gap:16px}
form.qual .picked:empty{display:none}
form.qual .picked{display:flex;flex-direction:column;gap:6px}
form.qual .picked div{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 14px;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.04);font-size:14px}
form.qual .picked div span::before{content:"✓";color:var(--acc-l);margin-right:8px;font-weight:600}
form.qual .picked button{background:none;border:0;color:var(--acc-l);font:inherit;font-size:13px;cursor:pointer;text-decoration:underline;padding:4px 0;min-height:32px}
form.qual .step{display:none;flex-direction:column;gap:14px}
form.qual .step.cur{display:flex}
form.qual .chips{display:none;flex-wrap:wrap;gap:8px}
form.qual .step[data-step="1"] .chips,form.qual .chips.cur{display:flex}
form.qual .chips label{position:relative;margin:0}
form.qual .chips input{position:absolute;opacity:0;width:1px;height:1px}
form.qual .chips span{display:inline-flex;align-items:center;min-height:44px;padding:10px 16px;border:1px solid rgba(255,255,255,.22);border-radius:999px;font-size:14px;line-height:1.25;color:var(--fg);cursor:pointer;transition:background .2s,border-color .2s}
form.qual .chips input:focus-visible+span{outline:2px solid var(--acc-l);outline-offset:2px}
form.qual .chips input:checked+span{background:var(--acc);border-color:var(--acc);color:#fff}
form.qual .chips.bad span{border-color:#E8553F}
form.qual .err{display:none;font-size:13px;color:#F0A08C;width:100%}
form.qual .chips.bad .err,form.qual label.bad .err{display:block}
@media(max-width:1024px){.home-hero .hero-grid{grid-template-columns:1fr;gap:36px}.hero .cta{flex-direction:column}.hero .cta .btn{width:100%}}
@media(max-width:720px){form.qual{padding:20px}form.qual .chips span{font-size:13.5px;padding:9px 13px}}

/* imagem fixa com movimento lento */
.px.still .pxi{overflow:hidden}
.px.still .kb{position:absolute;inset:0;background-size:cover;background-repeat:no-repeat;transform-origin:50% 50%;animation:kbz 26s ease-in-out infinite alternate}
@keyframes kbz{from{transform:scale(1) translate3d(0,0,0)}to{transform:scale(1.09) translate3d(-1.5%,1%,0)}}
@media(prefers-reduced-motion:reduce){.px.still .kb{animation:none}}

/* DADOS DO MERCADO */
.mkt{border-top:1px solid var(--line-ink,rgba(0,0,0,.12));padding-top:28px;display:flex;flex-direction:column;gap:20px}
.mkt.dark{border-top-color:var(--line);margin-top:40px}
.mkt-head{display:flex;justify-content:space-between;align-items:baseline;gap:16px;flex-wrap:wrap}
.mkt-head .k{color:var(--acc)}
.mkt.dark .mkt-head .k{color:var(--acc-l)}
.mkt-head .muted{font-size:13px}
.mkt-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.mkt-item{display:flex;flex-direction:column;gap:6px;padding-left:16px;border-left:2px solid var(--acc)}
.mkt-item b{font-family:'Outfit',sans-serif;font-weight:500;font-size:34px;line-height:1;letter-spacing:-.01em;font-variant-numeric:tabular-nums}
.mkt-item b small{font-size:13px;font-weight:500;letter-spacing:0;opacity:.7}
.mkt-item .l{font-size:14px;line-height:1.35}
.mkt-item .r{font-size:12px;opacity:.6}
@media(max-width:1024px){.mkt-grid{grid-template-columns:1fr 1fr}}
@media(max-width:720px){.mkt-grid{grid-template-columns:1fr 1fr;gap:18px 14px}.mkt-item b{font-size:28px}.mkt-item .l{font-size:13px}}

/* faixa rolante de dados do Banco Central */
.marq.tick{display:flex;align-items:center;gap:0}
.marq.tick .tick-lab{flex:0 0 auto;display:inline-flex;align-items:center;gap:10px;padding:0 28px 0 var(--gx);font-size:11px;letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:var(--fg);position:relative;z-index:2;background:var(--bg);box-shadow:24px 0 24px var(--bg)}
.marq.tick .tick-lab i{width:8px;height:8px;border-radius:50%;background:#4CC38A;box-shadow:0 0 0 0 rgba(76,195,138,.6);animation:pulse 2.4s ease-out infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(76,195,138,.55)}70%{box-shadow:0 0 0 9px rgba(76,195,138,0)}100%{box-shadow:0 0 0 0 rgba(76,195,138,0)}}
.marq.tick .track{flex:1 1 auto;min-width:0}
.marq.tick em{font-style:normal;letter-spacing:0;text-transform:none;font-size:14px;color:var(--soft)}
.marq.tick em b{color:var(--fg);font-weight:600;font-variant-numeric:tabular-nums}
.marq.tick em small{font-size:12px;opacity:.6;margin-left:4px}
@media(max-width:720px){.marq.tick .tick-lab{padding:0 16px 0 var(--gx);font-size:10px}.marq.tick em{font-size:13px}}

/* HUB DE FERRAMENTAS */
.hub-hero{padding:88px var(--gx) 64px;display:flex;flex-direction:column;gap:20px}
.hub-hero h1{font-size:clamp(34px,4vw,56px);line-height:1.05}
.hub-hero .lead{color:var(--soft);font-size:18px;max-width:720px;margin:0}
.hub-facts{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:4px}
.hub-facts span{display:inline-flex;align-items:center;gap:9px;font-size:15px;color:var(--fg)}
.hub-facts svg{color:#4CC38A;flex:none}
.hub{background:var(--paper);color:var(--ink);padding:64px var(--gx) 88px}
.hub .hd{display:flex;justify-content:space-between;align-items:flex-end;gap:12px 32px;flex-wrap:wrap;margin-bottom:28px}
.hub .hd h2{font-size:clamp(24px,2.4vw,32px);line-height:1.15}
.hub .hd p{color:var(--ink-2);font-size:15px;margin:0}
.tgrid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.tcard{display:flex;flex-direction:column;gap:16px;padding:32px 32px 28px;background:#fff;border:1px solid var(--line-ink);border-radius:4px;color:var(--ink);transition:border-color .25s,transform .35s,box-shadow .35s}
.tcard:hover{border-color:var(--acc);transform:translateY(-3px);box-shadow:0 18px 40px rgba(15,15,16,.08)}
.tcard .tc-top{display:flex;align-items:center;gap:14px}
.tcard .ico{flex:none;width:48px;height:48px;border-radius:4px;background:var(--acc-tint);color:var(--acc);display:grid;place-items:center}
.tcard .ico svg{width:26px;height:26px}
.tcard .k{color:var(--ink-2)}
.tcard h3{font-size:clamp(24px,2.2vw,30px);line-height:1.12;letter-spacing:-.02em;color:var(--ink)}
.tcard>p{font-size:16px;color:var(--ink-2);margin:0}
.tc-io{display:grid;grid-template-columns:1fr 1fr;gap:16px 24px;padding:16px 0;border-top:1px solid var(--line-ink);border-bottom:1px solid var(--line-ink);font-size:14px;line-height:1.45}
.tc-io div{display:flex;flex-direction:column;gap:5px}
.tc-io .lab{font-size:11px;letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:var(--acc)}
.tc-io span:not(.lab){color:var(--ink)}
.tc-foot{display:flex;align-items:center;justify-content:space-between;gap:12px 16px;flex-wrap:wrap;margin-top:auto}
.tc-foot .meta{font-size:13px;color:var(--ink-2)}
.tcard .btn{padding:14px 22px}
.tcard:hover .btn{background:#2350D0}
.hub .mkt-item .l{color:var(--ink)}.hub .mkt-item .r{opacity:.7}
@media(max-width:900px){.tgrid{grid-template-columns:1fr}}
@media(max-width:720px){.hub-hero{padding:56px var(--gx) 44px}.hub{padding:48px var(--gx) 64px}.tcard{padding:24px 20px 22px}.tc-io{grid-template-columns:1fr}.tcard .btn{width:100%}.tc-foot .meta{width:100%}}

/* FASE 2b: páginas de triagem (golpe do boleto, pós-quitação, Pix) */
.light .kv div{border-color:var(--line-ink)}.light .kv .muted{color:var(--ink-2)}.kv strong{color:inherit}
.sec.cross .bancos .link-card{max-width:none;padding:28px 26px}
/* v33 — lockup tipografado (mesma linha do cartão) */
.lk{display:inline-flex;flex-direction:column;line-height:1}
.lk-w{font-family:'Outfit',sans-serif;font-weight:600;font-size:31px;line-height:.92;letter-spacing:-.022em;color:var(--fg)}
.lk-s{display:flex;justify-content:space-between;font-family:'Outfit',sans-serif;font-weight:400;font-size:8.2px;color:var(--soft);margin-top:4px;padding:0 1px}
.lk-s i{font-style:normal}
.top .logo{gap:13px}
footer .brand .lockup{display:flex;align-items:center;gap:16px}
footer .brand .lk-w{font-size:40px}
footer .brand .lk-s{font-size:10.5px;margin-top:5px}
.lk-rule{width:30px;height:2px;background:var(--acc);margin-top:2px}
.lk-tag{font-family:'DM Sans',sans-serif;font-size:11px;letter-spacing:.155em;text-transform:uppercase;color:var(--muted);margin-top:-8px}
@media(max-width:720px){.lk-w{font-size:26px}.lk-s{font-size:7px;margin-top:3px}.top .logo .mark{height:29px}}

/* ===== Guia do Consumidor Bancário (v39) ===== */
.gbar{position:relative;display:inline-block;width:100%;max-width:240px;height:6px;border-radius:3px;background:rgba(255,255,255,.12);overflow:hidden;vertical-align:middle}
.gbar i{position:absolute;left:0;top:0;bottom:0;width:0;background:var(--acc-l);border-radius:3px;transition:width .6s cubic-bezier(.2,.7,.2,1)}
.light .gbar,.hub .gbar,.tcard .gbar{background:rgba(0,0,0,.1)}
.light .gbar i,.hub .gbar i,.tcard .gbar i{background:var(--acc)}
.gtotal{display:flex;align-items:center;gap:14px;flex-wrap:wrap;font-size:14px;color:var(--soft)}
.gtotal[hidden]{display:none}
.gtotal .gbar{width:240px}
/* hub: cartões de pasta */
.gfolders{grid-template-columns:repeat(2,1fr)}
.gfold .gpeek{list-style:none;margin:0;padding:14px 0 0;border-top:1px solid var(--line-ink);display:flex;flex-direction:column;gap:8px;font-size:14px;color:var(--ink-2)}
.gfold .gpeek li{padding-left:16px;position:relative;line-height:1.35}
.gfold .gpeek li:before{content:"";position:absolute;left:0;top:.55em;width:6px;height:6px;border-radius:50%;background:var(--acc)}
.gprog{display:inline-flex;align-items:center;gap:10px}
.gprog .gbar{width:84px}
.gfold.g-concluida{border-color:var(--acc)}
.gfold.g-concluida .tc-top .k:after{content:" · concluída ✓";color:var(--acc)}
.gquiz{background:var(--ink);border-color:var(--ink);color:var(--fg)}
.gquiz h3{color:var(--fg)}
.gquiz>p,.gquiz .k,.gquiz .tc-foot .meta{color:var(--soft)}
.gquiz .ico{background:var(--acc);color:#fff}
.gquiz:hover{border-color:var(--acc)}
/* índice */
.gidx{display:grid;grid-template-columns:repeat(3,1fr);gap:40px 48px;margin-top:40px}
.gidx-col{display:flex;flex-direction:column;gap:14px}
.gidx-h{font-family:'Outfit',sans-serif;font-weight:500;font-size:20px;color:var(--fg);border-bottom:1px solid var(--line);padding-bottom:12px}
.gidx-h:hover{color:var(--acc-l)}
.gidx ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:4px}
.gidx li a{display:flex;gap:10px;align-items:flex-start;font-size:15px;line-height:1.4;color:var(--soft);padding:6px 0;min-height:44px}
.gidx li a:hover{color:var(--fg)}
.gidx .ck{flex:none;width:16px;height:16px;margin-top:3px;color:var(--line);opacity:.35}
.gidx .lido .ck{color:#4CC38A;opacity:1}
/* trilha da pasta */
.gtrail{list-style:none;margin:40px 0 0;padding:0;border-top:1px solid var(--line);max-width:980px}
.gstep a{display:grid;grid-template-columns:56px 1fr 32px;gap:22px;align-items:center;padding:24px 4px;border-bottom:1px solid var(--line);color:var(--fg);transition:background .2s}
.gstep a:hover{background:rgba(255,255,255,.03)}
.gstep a:hover .garrow{color:var(--acc-l);transform:translateX(4px)}
.gnum{position:relative;width:48px;height:48px;border-radius:50%;border:1px solid rgba(255,255,255,.28);display:grid;place-items:center;font-family:'Outfit',sans-serif;font-size:18px}
.gnum .ck{position:absolute;inset:12px;width:24px;height:24px;opacity:0;transition:opacity .3s}
.gstep.lido .gnum{background:var(--acc);border-color:var(--acc);color:#fff}
.gstep.lido .gnum b{opacity:0}
.gstep.lido .gnum .ck{opacity:1}
.gbody{display:flex;flex-direction:column;gap:6px}
.gbody strong{font-family:'Outfit',sans-serif;font-weight:500;font-size:clamp(19px,1.8vw,23px);line-height:1.2}
.gdesc{font-size:15px;color:var(--muted);line-height:1.45}
.gstep.lido .gbody .k:after{content:" · lido";color:#4CC38A}
.garrow{color:var(--muted);transition:transform .25s,color .25s}
.gdone{display:flex;align-items:center;gap:20px;margin-top:32px;padding:24px 28px;border:1px solid var(--acc);background:var(--surface);max-width:980px}
.gdone[hidden]{display:none}
.gdone>.ck{flex:none;width:36px;height:36px;padding:7px;border-radius:50%;background:var(--acc);color:#fff}
.gdone div{display:flex;flex-direction:column;gap:4px;flex:1}
.gdone span{color:var(--soft);font-size:15px}
.gdone .btn{flex:none}
.gchips{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.gchip{display:inline-flex;align-items:center;gap:10px;min-height:44px;padding:10px 18px;border:1px solid rgba(255,255,255,.22);border-radius:999px;font-size:15px;color:var(--fg)}
.gchip:hover{border-color:var(--acc-l)}
.gchip .gc{font-size:12px;color:var(--muted);border-left:1px solid var(--line);padding-left:10px}
.gchip.g-concluida{border-color:var(--acc)}
.gtools .tools{margin-top:36px}
/* bloco "próximo na trilha" nos artigos */
.gnext{padding:0 var(--gx);margin:64px 0 8px}
.gnext-in{display:flex;align-items:center;justify-content:space-between;gap:24px 40px;flex-wrap:wrap;padding:28px 32px;background:var(--surface);border:1px solid var(--line);border-left:3px solid var(--acc)}
.gnext-l{display:flex;flex-direction:column;gap:10px}
.gnext-name{font-family:'Outfit',sans-serif;font-weight:500;font-size:24px;color:var(--fg)}
.gnext-name:hover{color:var(--acc-l)}
.gnext-btn{margin:0;text-align:left;max-width:460px}
.gnext-btn span{display:flex;flex-direction:column;gap:4px}
.gnext-btn small{font-size:11px;letter-spacing:.14em;text-transform:uppercase;font-weight:600;opacity:.8}
.gnext.g-concluida .gnext-in{border-left-color:#4CC38A}
/* calculadora dentro do artigo de revisão */
.gcalc-wrap{display:flex;flex-direction:column;gap:14px;margin:36px 0;scroll-margin-top:96px}
.gcalc-wrap form.calc{border:1px solid var(--acc)}
.gcalc-wrap .calc-out{padding:28px}
.gcalc-wrap .calc-out .res-grid{grid-template-columns:1fr}
/* teste do contrato */
.gq{padding:32px;display:flex;flex-direction:column;gap:22px;min-height:420px;align-self:stretch;justify-content:flex-start}
.gq-top{display:flex;align-items:center;justify-content:space-between;gap:16px}
.gq-top .gbar{max-width:180px}
.gq-p{font-family:'Outfit',sans-serif;font-weight:500;font-size:clamp(21px,2vw,26px);line-height:1.2;margin:0}
.gq-onde{font-size:15px;color:var(--muted);margin:10px 0 0}
.gq-ops{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.gq-ops .btn{margin:0}
.gq-op{font:600 15px 'DM Sans',sans-serif;min-height:48px;padding:12px 26px;border-radius:4px;border:1px solid rgba(255,255,255,.28);background:transparent;color:var(--fg);cursor:pointer;transition:border-color .15s,background .15s}
.gq-op:hover,.gq-op:focus-visible{border-color:var(--acc-l);background:rgba(42,91,232,.12)}
.gq-back{margin-top:18px;background:none;border:0;padding:8px 0;color:var(--muted);font:500 14px 'DM Sans',sans-serif;text-decoration:underline;cursor:pointer;align-self:flex-start}
.gq-why{margin:20px 0 22px;padding:18px 20px;border-left:3px solid var(--muted);background:rgba(255,255,255,.03);display:flex;flex-direction:column;gap:8px}
.gq-why p{margin:0;font-size:15px;color:var(--soft);line-height:1.5}
.gq-why a{color:var(--acc-l);font-weight:600;font-size:14px;text-decoration:underline}
.gq-why.gq-sim{border-left-color:var(--acc-l)}
.gq-why.gq-nsei{border-left-color:#E0B84C}
.gq .gq-next{align-self:flex-start;margin:0}
.gq-score{display:flex;align-items:baseline;gap:14px;flex-wrap:wrap;margin-bottom:14px}
.gq-score b{font-family:'Outfit',sans-serif;font-weight:500;font-size:64px;line-height:1;color:var(--fg)}
.gq-score small{font-size:22px;color:var(--muted)}
.gq-score span{color:var(--soft);font-size:15px}
.gq-out[hidden]{display:none}
.gq-res{display:flex;flex-direction:column;gap:28px;max-width:980px}
.gq-list ul{list-style:none;margin:12px 0 0;padding:0;border-top:1px solid var(--line)}
.gq-list li{display:flex;flex-direction:column;gap:6px;padding:18px 0;border-bottom:1px solid var(--line)}
.gq-list li strong{font-family:'Outfit',sans-serif;font-weight:500;font-size:19px}
.gq-list li span{color:var(--muted);font-size:15px;line-height:1.5}
.gq-l-sim .k{color:var(--acc-l)}
.gq-l-ns .k{color:#E0B84C}
@media(max-width:1024px){.gidx{grid-template-columns:1fr 1fr}.gfolders{grid-template-columns:1fr 1fr}}
@media(max-width:720px){
  .gidx,.gfolders{grid-template-columns:1fr}
  .gstep a{grid-template-columns:44px 1fr;gap:16px;padding:20px 0}
  .gnum{width:40px;height:40px;font-size:16px}.gnum .ck{inset:9px;width:20px;height:20px}
  .garrow{display:none}
  .gdone{flex-direction:column;align-items:flex-start}
  .gdone .btn{width:100%}
  .gnext-in{padding:22px 20px}
  .gnext-btn{max-width:none;width:100%}
  .gq{padding:22px 18px;min-height:0}
  .gq-op{flex:1}
  .gq-score b{font-size:52px}
  .gtotal .gbar{width:100%;max-width:none}
}
.hub-hero .crumbs{font-size:13px;color:var(--muted);display:flex;gap:8px;flex-wrap:wrap;align-items:center}
.hub-hero .crumbs a{display:inline-flex;align-items:center;min-height:44px}
.hub-hero .crumbs a:hover{color:var(--fg)}
.gnext+.related{margin-top:56px}
.gq-top .k{white-space:nowrap}
@media(max-width:720px){.gq-hero p.muted{display:none}}